Credit Underwriting Specialist - UangMe

Join UangMe, a leading fintech company in Indonesia, as a Credit Underwriting Specialist and play a pivotal role in assessing creditworthiness, mitigating risks, and driving financial inclusion. In this dynamic position, you will analyze loan applications, evaluate borrower eligibility, and make informed decisions to support UangMe's mission of providing accessible and affordable credit solutions.

Based in Depok, Jawa Barat, you will work closely with our team of experts to ensure that every loan application is thoroughly assessed using the latest tools and technologies. This role offers a unique opportunity to grow your career in the fintech industry while contributing to a company that is revolutionizing the way people access credit in Indonesia.

📋 Tanggung Jawab Pekerjaan

• Analyze and evaluate loan applications to determine creditworthiness.
• Conduct thorough risk assessments using internal credit scoring models and external data sources.
• Collaborate with the loan origination team to ensure compliance with UangMe's underwriting policies and procedures.
• Review and approve loan approvals, denials, and modifications.
• Utilize credit reporting tools such as Equifax and Bureau Kredit Indonesia to gather and analyze credit information.
• Monitor and report on credit performance metrics to identify trends and areas for improvement.
• Provide guidance and support to the loan origination team on complex credit decisions.
• Stay updated on industry trends, regulations, and best practices in credit underwriting.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Minimum of 3 years of experience in credit underwriting, risk assessment, or a similar role in the financial services industry.
• Strong knowledge of credit scoring models and risk management principles.
• Proficiency in using credit reporting tools such as Equifax and Bureau Kredit Indonesia.
• Excellent analytical and problem-solving skills.
• Strong communication and interpersonal skills.
• Ability to work under pressure and meet tight deadlines.
• Familiarity with fintech and digital lending platforms is a plus.

🛠️ Keahlian

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